Turning 65 Medicare Plans in South Carolina

South Carolina Medicare plans for those turning 65 are plentiful.

There are many different plan options available from various carriers, and it is important to get the big picture. While there are only a few, standardized Medicare plans, the cost between these plan differ in a big way.

One company could have Plan F for $102 per month, while a different Medicare carrier has that same, exact Plan F for $130 per month or even more. These are the same, exact Plan F plans as sanctioned by Medicare and approved by the State of South Carolina, but there is a very big difference in rates.

One of the biggest problems is when a senior is contacted by an agent that focuses solely on folks that are Turning 65 years old. The agents actually call them “T65‘s”. These agents are often “captive” agents, which means they are actually employed by one, single insurance company.
This is like being a carpenter and only having ONE tool on your tool belt.

The far better solution is to have an independent Medicare agent who represents everyone in the state. Depending on your county, whether you are a smoker or not, and your age, there are significant differences that a captive agent simply will not be allowed to tell you about.

To find an independent South Carolina Medicare Agent, call us at the Senior Savings Network at 1-800-729-9590.

We would be glad to help with an honest, no-obligation quote list showing you all of the plans and the best recommendation for you.

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Rick Durkee Money Matters Interview on 94.3FM

Chris Westfall, owner of the Senior Savings Network and SouthCarolinaMedicarePlans.org was interviewed on November 15th, 2014 by Rick Durkee, host of the Money Matters show on 94.3FM in Charleston, SC.

This is the interview Chris did that includes just a couple of the top mistakes seniors make during the Annual Election Medicare season that ends on December 7th.

This interview covered changes in Medicare due to Obamacare (Affordable Care Act) and what this is doing to senior’s options with Medicare plans for 2015 and beyond. As a Medicare Supplement shopping service based in South Carolina, Chris’ organization helps seniors now in 42 states through a network of more than 1,200 independent agents of the Senior Savings Network.

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How to change from Medicare Advantage to Medicare Supplement

http://SeniorSavingsNetwork.org – for Clients

How can you drop a Medicare Advantage plan and go onto a Medicare Supplement plan? Very often, you cannot.  Please watch this important video below.


This video explains how to go about this process, if you can qualify.

For questions, call us at 1-800-729-9590.

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Owner Interviewed on Radio about Medicare

Christopher Westfall, owner of the Senior Savings Network, was interviewed for a local California radio station, which is also repurposed onto an internet-wide podcast.

The interview covered Medicare Supplements, Medicare Advantage, and the choice that seniors have to make when they join Medicare for their coverage.

Click the Play button below to hear the interview:
 

 

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Turning 65 – Best Medicare Plan

Turning 65 – brand new to Medicare

What a great opportunity for a new senior citizen!
Choosing the best agent to work with can make a big difference when you turn 66, 67, 68.

Most all of our clients had an agent chase them down when they were 65 years old.

Unfortunately, these agents disappeared when the rates started to go up.
Our 70 year old clients have not heard from their agent since they were 65 years old!

The difference in the automatic rate increases vs. what they could get in the market today can be a difference of $100 per month in savings or more.

Please watch this important video on turning 65 and how to pick your agent for life:

What is the best Medicare plan for someone turning 65?
By working with your independent insurance agent, like the Senior Savings Network, that is easily solved.

Call us at 1-800-729-9590 and let us help you. Our service is free.
We are completely independent and are not employed by any one insurance company.

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What does Medicare cover on Cancer?

What does Medicare cover on cancer?

What does Medicare Advantage cover on cancer?

What do Medicare Supplements cover on cancer?

This video seeks to answer the question, based on a letter written in on someone with cancer that wants to go to MD Anderson Cancer center, yet had a Medicare Advantage Plan.

Medicare Advantage can limit your cancer coverage.
Be sure to check the Medicare Advantage coverage on chemotherapy. Often, it is only 80% of the cost. That’s no better than just being on Medicare, because Medicare Part B already covers just 80% of the cost of chemo.

A Medicare SUPPLEMENT, however, is different than Medicare Advantage. The Medicare Supplement fully covers cancer and cancer treatments.

All of the Medicare Supplement plans are standardized. There are no hidden tricks or small print. They’re accepted by every doctor that accepts Medicare.

See also:

SeniorSavingsNetwork.org helps seniors find the best Medicare Supplement plan by shopping the entire market.

We shop the market for the best Medicare Supplement rates in the market. We know the companies, the plans, and the best way to get the best rates.

Call us at 1-800-729-9590

Let us go to work for you. Our Medicare Supplement quoting service and help is free.

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Weiss Research: Medigap Rates Vary as Much as 1,316%

Weiss research says that Medigap rates, on the same plans, can vary by up to 1,316%.

We, at the SeniorSavingsNetwork, often save clients $1,000 per year or more, simply by shopping their existing market for all of the companies available, and there is quite a difference in the rates.

From Weiss:

Medigap policies help senior citizens cover the costs for medical care beyond those covered by Medicare itself.   Plan types range from A, the basic benefit plan, through Plan N.  The benefits within each plan are mandated by the government.

In analyzing more than 5.6 million premium rates among more than 165 insurers offering Medigap insurance in 2011, Weiss found that premium rates continue to vary dramatically among all Medigap plans.  Rates for Plan A range from a minimum of $439 to a maximum of $5,776 for a 65-year-old male. The broad ranges in premium rates for Plans A through N for a 65-year-old male are illustrated below:

 

Weiss Ratings senior financial analyst Gavin Magor commented: “For 20 years Medigap rates have varied due to regional differences in pricing methodologies, state regulations, and the cost of health care.  While we expect these differences in pricing among plans and across regions, we find that there is no justification for such wide price differences for exactly the same product in the same area.  Consumers who research their options are likely to find opportunities for significant cost savings when purchasing Medigap insurance.”

Some examples of dramatic pricing differences include:

  • In Florida, Plan C costs $4,647 with Humana Health Insurance Company of FL, but only $2,880 with State Farm Mutual Automobile Insurance Company, representing a 61%  difference in cost.
  • In California, the plan would cost $5,133 with United Teacher Associates Insurance Company, which is three times more than the $1,693 with Globe Life & Accident.
  • In Maine, premiums for Plan F vary from a low of $1,916 with Globe Life & Accident to a high of $3,590 with Humana Insurance Company, representing an 87% difference in cost.
  • Plan F rates in Missouri run from $955 with Old Surety Life Insurance Company to $3,002 with Standard Life and Accident Insurance Company, a 314% difference.

Source: http://www.weissratings.com/news/ins_hmo/111010-medigap-rates-vary.aspx

 

To compare Medicare Supplements rates, call us at 1-800-729-9590 to get the best price on Medigap.

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Mount Pleasant Medicare Insurance | Medicare Insurance in Mt. Pleasant, SC

Are you looking for Medicare Insurance in Mount Pleasant, SC?

Then you have come to the right place. We specialize in the Mt. Pleasant marketplace for Medicare benefits.

SeniorSavingsNetwork.org is your one stop shop for medicare insurance quotes and agents. Whether you live in Mt. Pleasant, Hilton Head, Bluffton, Sun City, Summerville, Ladson, Ridgeville, North Charleston or elsewhere in South Carolina our agents can help you find and purchase that perfect insurance policy.

We are completely independent and can give you honest advice on the entire market, not just one company. We often save clients up to $100 per month on the same Medicare benefits, just by shopping the market for our clients.

Contact us at 1-800-729-9590 for a free, independent quote on your Medicare Supplement plan.

Mount Pleasant Medicare Insurance

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Hilton Head Medicare Insurance | Medicare Insurance in Hilton Head, SC

Are you looking for Medicare Insurance in Hilton Head, SC?

Then you have come to the right place.

SeniorSavingsNetwork.org is your one stop shop for medicare insurance quotes and agents. Whether you live in Hilton Head, Bluffton, Sun City, Summerville, Ladson, Ridgeville, North Charleston or elsewhere in South Carolina our agents can help you find and purchase that perfect insurance policy. We are completely independent and can give you honest advice on the entire market, not just one company.

Contact us at 1-800-729-9590 for a free, independent quote on your Medicare Supplement plan.

Hilton Head Medicare Supplements

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Charleston Medicare Insurance | Medicare Supplement in Charleston, SC

Are you looking for Medicare Insurance in Charleston, SC?

Then you have come to the right place.

SeniorSavingsNetwork.org is your one stop shop for medicare insurance quotes and agents. Whether you live in Charleston, James Island, Johns Island, Isle of Palms, Folly Beach, Summerville, Ladson, Ridgeville, North Charleston or elsewhere in South Carolina our agents can help you find and purchase that perfect insurance policy.

Charleston Medicare Supplement help from an independent agency.

We are completely independent agents. That means we do not work for, and recommend, only one company. We find the company that best fits YOU, our client. This can make a difference of $1,500 per year, by picking the best plan available. Medicare is not one-size-fits-all.

Contact us at 1-800-729-9590 for a free, independent quote on your Medicare Supplement plan in Charleston, SC.

Charleston Medicare Supplement Agent

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